Last Updated on 2025 年 12 月 5 日 by 総合編集組
LINE Pay Money 2025 Taiwan: Complete Activation Guide & Everything You Need to Know Before December 3
The Biggest Change in Taiwan’s E-Payment History Is Coming
Starting from December 3, 2025, at 3:00 PM, Taiwan’s most popular mobile payment service – LINE Pay – will officially split from iPASS MONEY and launch its own independent electronic payment institution: LINE Pay Money. With over 13 million active users in Taiwan, this is the largest mandatory migration in the country’s digital payment history.
Why You MUST Activate LINE Pay Money Before 2026
- From January 1, 2026, the old iPASS MONEY wallet will lose all deposit and payment functions.
- You will only be able to withdraw remaining balance or transfer out – no more scanning QR codes, no more topping up, no more bill payments.
- The transition period (Dec 3–31, 2025) allows both systems to run in parallel – this is the best (and only comfortable) time to switch.
Official 3-Step Activation Process (Tested December 2025)
Step 1: Update & Enter Update LINE app to version 15.18.1 or higher → Tap “Wallet” → Tap “LINE Pay” → You’ll see the “Welcome to LINE Pay Money” banner.
Step 2: Identity Verification (Most Common Failure Point)
- Upload clear photos of Taiwanese ID card (front & back)
- Complete live facial recognition (no mask, good lighting)
- Enter secondary ID (health insurance card recommended) Tip: Place ID on a white surface, avoid glare. Most users pass within 2–5 attempts.
Step 3: Security Setup & Re-binding
- Set a new 6-digit payment PIN (different from LINE login password)
- Re-link bank accounts (partner banks offer 0 fee transfers until at least 2028)
- Re-bind all credit cards (old bindings will expire)
- Done! You’ll receive a green “Activation Successful” screen.
Average completion time: 5–15 minutes.
Transition Timeline at a Glance
- Dec 3–31, 2025: Dual-system period – both old and new wallets work
- Jan 1, 2026 onward: Only LINE Pay Money remains functional
- Existing balance will be automatically transferred 1:1
Credit Cards & Bank Accounts: Yes, You Have to Re-bind Everything
Because LINE Pay Money is now a completely separate licensed entity, all previous bindings become invalid. However:
- Over 30 Taiwanese banks confirmed 0-fee transfers (many until 2028)
- Major credit cards (Cathay, CTBC, Taishin, E.Sun, Fubon) already support instant re-binding
Real User Feedback (December 2025 Latest)
Most Loved Features
- Seamless in-chat transfers & red packets remain unmatched
- Cleaner interface with separate tabs for bills, points, and offers
- Finally 0-fee withdrawal to partner banks
Most Common Complaints
- Strict facial recognition (elderly users often need help)
- Having to re-enter 5–10 credit cards is tedious
- Temporary confusion during transition period
Overall satisfaction after activation: 80%+
New Features Available Immediately After Activation
- AI-powered spending dashboard with category analysis
- Advanced red packet options (delayed, puzzle, rock-paper-scissors)
- Higher daily/monthly limits (NT$500,000 / NT$2,000,000)
- Growing overseas acceptance (Japan, Thailand, Korea)
Frequently Asked Questions
Q: Will my balance disappear? → No, automatic 1:1 migration. Q: Can foreigners activate? → Yes, with ARC + passport. Q: Can I still use it for MRT/High-Speed Rail? → Not yet – transportation remains with iPASS. Q: What if I miss the deadline? → You can still withdraw money, but no spending.
Future Outlook (2026 and Beyond)
- Full cross-border payments with Japan, Thailand, Indonesia
- Potential integration with Taiwan’s digital ID and national health insurance system
- Expanded LINE Points redemption network
Final Reminder
The activation process is deliberately made simple by LINE – most users finish in under 15 minutes. Do it in December 2025 while both systems coexist, and enjoy all the new benefits from day one of 2026.
Sources: Official LINE Pay portal, The Paypers, Taiwan News, LY Corporation reports, and real-user testing conducted in December 2025.
